In a pilot with a family jeweller in Laval. Not for sale yet.
Quebec and Canada
The rules a jeweller here lives with, built in from the first day. Plain explanations, not legal or tax advice.
French and English
Your clients read in French, your team works in either language, and the law expects French first.
- Receipts in French and English, with the client’s language beside them.
GST and QST on every receipt
Both taxes on the pre-tax price, with your registration numbers printed on every receipt.
- GST and QST on every receipt, with your registration numbers.
| Subtotal | $16,690.00 |
| GST 5%No. 123456789 RT0001 (sample) | $834.50 |
| QST 9.975%No. 1234567890 TQ0001 (sample) | $1,664.83 |
| Total | $19,189.33 |
| Paid in cash | $19,189.35 |
Cash rounding
Canada no longer has a penny, so a cash total is rounded to the nearest 5¢.
- Cash rounded to the nearest 5¢; card and Interac pay the exact amount.
FINTRAC large cash reports
Dealers in precious metals and stones report cash of $10,000 or more received within 24 hours.
- FINTRAC large cash transaction drafts, with their due dates, filed by the owner.
Law 25 and privacy
Quebec’s privacy law asks you to collect only what you need, ask before you use it, and answer when a client asks what you hold.
- Consent per channel, with the date it was given.
- One page per client, with the history of every change.
Interac
Most of your clients still pay by debit.
- Interac e-Transfer recorded as its own payment method.
- Interac debit on the terminal. Being tested
The used-gold register
Buying gold from the public means keeping a register your city can ask to see, with a hold before resale.
- The used-gold register: the seller’s ID, photos, weight, the day’s price and the city’s hold. Coming
Filing your taxes
At quarter end you need the GST and QST totals, and your accountant wants a file they can open.
- GST and QST summaries for filing, and your accountant’s export. Coming
This page explains how Gemmetto helps; it is not legal, tax or compliance advice. Your accountant and your city have the final word on what applies to your store.
See it at your own counter
A half-hour demo, by video or at your counter, in French or English.